10.25.2009

We Did It!

It has taken twelve months, cutting back, and saying no or not this month to purchases and activities but we did it - we are now personally (lance still has two years left to finish the purchase of his business) DEBT FREE except for our house.

Looking back over the last year, it wasn't nearly as difficult as we thought it would be to make changes in order to become debt free. Living without cable and not going out to eat very often just became the new normal. We found that we spent more time playing games, playing outside, trying new recipes and enjoying meals at home.

Thank you Dave Ramsey for your ministry! We like our new normal.
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9 comments:

  1. Short StopOctober 26, 2009 at 8:01 AM

    SO happy for you guys. That is such an accomplishment.

    We are working very hard towards that same goal, and it's not as hard as we thought it would be either! It's not easy, but such a great goal!

    CONGRATULATIONS, Cheneys!!

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  2. Jessica BrownOctober 26, 2009 at 8:36 AM

    that is fantastic! way to go. WHAT an accomplishment.

    what do you tackle next? or are you giving yourselves a breather?

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  3. StephanieOctober 26, 2009 at 10:19 AM

    Great for you guys! WE are so proud and I'm sure Dave is too~

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  4. LisaOctober 26, 2009 at 1:55 PM

    Good for you! That is great! We are getting close. That was the whole purpose in selling the Jetta. Todd's car is paid off, we will buy a cheap used car with cash from the Jetta and have a plan to pay off the little bit of credit card debt we have in the next 3-4 months. It feels good!!

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  5. UnknownOctober 26, 2009 at 9:03 PM

    That is wonderful!
    We have just committed to the program as well. just the glimmer of hope of being debt free is enlightening and exciting!!

    You have to call into Dave's Ramsey and scream in the phone that you are debt free!!!!

    I'm so excited for you

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  6. Jenni S.October 27, 2009 at 5:28 AM

    That's awesome Kristen! What an accomplishment -- Congrats!!

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  7. deniseOctober 27, 2009 at 4:01 PM

    Way to go! We're fans of DR too.

    Isn't it fun to see how creative you can be as a family?

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  8. LynnOctober 28, 2009 at 6:25 PM

    What a wonderful family accomplishment! Now you can start saving for a trip out east. ;o)

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  9. Pat BergOctober 30, 2009 at 9:23 PM

    So proud of you and you should be WAY proud of a 12 month accomplishment! That is amazing! I will be waiting you hear you and Lance call in to Talk Show radio and give Dave your "We're Debt Free!" scream! LOL!

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